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One checkout. Your Stripe account. Your money.

Payroute gives your online store a professional hosted checkout and a simple API. Customers pay on your own Stripe account, and payouts go straight to your bank.

Free to apply. Stripe reviews and verifies every business.

Sample checkout. Card details go straight to Stripe, never to you or to us.
  1. Your storeYour server makes one API call.
  2. Payroute checkoutA secure page with your business name.
  3. StripeTakes the payment on your own Stripe account.
  4. Your bankStripe pays out on your payout schedule.

Payment methods your customers already know

  • Visa
  • Mastercard
  • American Express
  • Apple Pay
  • Google Pay
  • Link
  • Discover
  • JCB
  • SEPA Direct Debit
  • iDEAL
  • Bancontact
  • Klarna
  • Bacs Direct Debit
  • EPS
  • Przelewy24

Which methods you can offer depends on your country, your currency and Stripe's approval.

What you get

Payouts to your own bank
Payments are made on your own Stripe account. Stripe pays out your balance on your payout schedule; we never hold your money.
Fees you can read
Stripe's processing fee plus our platform fee, shown on every payment. No setup fees.
Many currencies
Charge in the currencies your Stripe account supports.
Wallets and local methods
Apple Pay, Google Pay and local methods where Stripe supports them in your country.
Built for developers
Test mode, scoped API keys, idempotent requests, signed webhooks with retries and an OpenAPI schema.
Test mode first
Separate test keys and Stripe test cards, so you can try everything before you go live.

Why not build checkout yourself?

Swipe sideways to see every column.

Building checkout yourself compared with using Payroute
What you needBuild it yourselfWith Payroute
Card form and PCI scopeYou build and maintain it, and carry the compliance work.Stripe's hosted form. Card data never touches your server.
Checkout pageYou design, secure and test every state: errors, 3-D Secure, expiry.A finished, accessible checkout in light and dark with your business name.
Webhooks and retriesYou build delivery, signing and a retry queue.Signed webhooks, retries and a delivery log are included.
VerificationYou work out what each provider asks for.Stripe verifies your business on a secure form; we help you prepare.

Start your application

It takes about two minutes. We will contact you after you apply.